What to Do After a Car Accident in Houston | Car Accident Checklist

Car accidents happen in the blink of an eye, but the moments right after can feel like they’re moving in slow motion. It’s normal to feel confused, scared, or even angry.

But knowing what to do next can make a big difference—both for your safety and for any insurance or legal issues that might come up later. Let’s walk through the steps you should take right after an accident in Houston, so you can feel more prepared if it ever happens to you.

1. Safety First: Check for Injuries and Move to a Safe Spot

Your immediate priority is safety. Here’s what to do:

1. Take a deep breath and try to stay calm.
2. Check yourself and your passengers for injuries.
3. If it’s safe, move your vehicle to the shoulder or a nearby parking lot.
4. If you can’t move your car, turn on your hazard lights and exit carefully if possible.

Remember, Houston’s busy highways like I-10, 610 Loop, Beltway 8, or I-45 can be dangerous after an accident. Your safety comes first.

2. Call 911: Report the Accident

In Houston, it’s crucial to report any accident that involves injury, death, or property damage over $1,000. Here’s what to do:

1. Dial 911 immediately.
2. Provide your exact location (look for street signs, mile markers, or landmarks).
3. Inform the dispatcher about any injuries or hazards.
4. Stay on the line and follow their instructions.

Even for minor fender-benders, a police report can be invaluable for insurance claims and potential legal action.

3. Document, Document, Document

While waiting for the police, gather as much information as possible:

• Use your smartphone to take photos of:
  • All vehicles involved, including license plates
  • Visible damages
  • The overall accident scene
  • Road conditions and traffic signs
  • Any visible injuries
• Write down or voice record your recollection of how the accident occurred
• Note the date, time, and weather conditions

Pro tip: Houston’s weather can change quickly. If it’s raining or conditions are deteriorating, try to document everything as soon as it’s safe to do so.

4. Exchange Information (But Watch What You Say)

Collect essential information from all parties involved:

• Names, contact details, and insurance information of all drivers
• License plate numbers and vehicle descriptions
• Contact information of any witnesses

However, be careful about what you say. Avoid admitting fault or apologizing, as these statements could be used against you later. Stick to the facts and keep conversations brief.

5. Seek Medical Attention (Even If You Feel Fine)

Many injuries, like whiplash or internal trauma, may not show symptoms immediately. It’s crucial to get checked out, even if you feel okay. Houston has excellent medical facilities, including Houston Methodist and Memorial Hermann. Don’t hesitate to seek care.

6. Notify Your Insurance Company (But Be Cautious)

Contact your insurance provider as soon as possible:

• Report the basic facts of the accident
• Be honest, but stick to the facts
• Don’t provide a recorded statement without consulting an attorney first
• Be cautious about accepting quick settlement offers

Remember, insurance companies aim to minimize payouts. It’s often wise to consult with a legal professional before agreeing to any settlements.

7. Know Your Rights: Texas Auto Accident Laws

Understanding your rights can make a big difference. Here are some key points:

• Texas follows a “modified comparative fault” rule
• You can recover damages if you’re less than 51% at fault
• Your compensation may be reduced by your percentage of fault
• There’s a two-year statute of limitations for filing personal injury lawsuits

Remember, you have the right to be compensated for your medical expenses, lost wages, pain and suffering, and other damages resulting from the accident. Don’t let insurance companies or at-fault parties minimize your injury claim.

You deserve fair compensation for the physical, emotional, and financial toll the accident has taken on your life. An experienced car accident attorney can help ensure you understand and assert these rights effectively.

8. Take Care of Yourself

The aftermath of an accident can be stressful. Don’t neglect your mental and emotional health:

• Follow your doctor’s instructions for physical recovery
• Consider talking to a therapist if you’re experiencing anxiety or PTSD symptoms
• Take time to rest and recover

Remember, healing takes time, and it’s okay to ask for help.

9. Consult a Houston Car Accident Attorney

After a car accident in Houston, consult with an experienced car accident attorney. The consultation is free, so there’s no risk to you. An attorney can evaluate your case, tell you if you have grounds for a claim, and help handle insurance negotiations. This is especially important if there are injuries, significant property damage, disputed fault, or if you’re dealing with uninsured motorists or low settlement offers.

At Dodson Law Firm, PLLC, we offer free consultations to all car accident victims in Houston. We’ll review your case, explain your rights, and help you understand your options moving forward. Don’t let uncertainty or financial concerns stop you from getting the legal advice you need. Remember, the insurance companies have lawyers working for them – you should have an experienced attorney on your side too.

If you’ve been injured in a car accident in Houston, TX, that wasn’t your fault, contact us today for a consultation.